Blog
Q1 2026 Investment Update: Portfolio Strategies and Market Insights
Explore EFS Advisors’ Q1 2026 investment update, including portfolio strategies and market insights to help you stay aligned with your financial goals.
Read More5 Smart Ways to Use Your Tax Refund This Year
Wondering what to do with your tax refund? Learn five smart ways to use it to pay down debt, build savings, and strengthen your financial future.
Read More6 Fixed Expenses Worth Revisiting
Fixed monthly expenses can quietly drain your budget. Learn 6 everyday expenses you may be able to renegotiate and how small changes can add up.
Read More10 Intuitive Financial Moves to Start 2026 with Confidence
Kick off 2026 with confidence. Explore 10 smart financial moves, from retirement planning to debt strategies that can help you start the year with clarity and purpose.
Read MoreA Smarter Way to Give During The Holidays
Feeling generous this holiday season? If you’re 70½ or older, learn how donating directly from your IRA to a qualified charity can help you give back and save on taxes.
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Six Years Running: Adell Hargreaves Honored with 2026 Five Star Wealth Manager Award
We're incredibly proud to celebrate an major milestone for Adell Hargreaves of EFS Advisors: The Hanson Group. For the sixth consecutive year, Adell has been named a Five Star Wealth Manager for 2026! This prestigious award highlights...
Read MoreGet a Head Start on College While You’re Still in High School
College is expensive, but smart planning in high school can save thousands. Learn how earning college credits early can help your student get ahead and cut future costs.
Read MoreShould You Pay Off Debt or Save for Retirement?
Wondering if you should pay off debt or invest your extra cash? Learn how to decide what’s best for you with simple, practical guidance from financial advisor Adell Hargreaves.
Read More3 Essential Financial Steps Every New Parent Should Take
New parent? Discover the 3 essential financial steps to take after having a baby—starting with life insurance for your child. Learn about key riders, updating beneficiaries, and why creating a will matters.
Read MoreBig Win for Minnesota Teachers: Pension Reform Bill Passes
Big Win for Minnesota Teachers: Pension Reform Bill Passes On May 19, 2025, Minnesota lawmakers passed a historic, bipartisan pension reform bill designed to strengthen retirement benefits for educators and public safety workers across...
Read MoreAdell Hargreaves: Five Years of Excellence as a Five Star Wealth Manager
We’re excited to share some fantastic news: Adell Hargreaves, a cornerstone of The Hanson Group, has been awarded the Five Star Wealth Manager honor for 2025! This marks her fifth consecutive year receiving this prestigious recognition.
Read MoreMarket Expectations and Investment Strategies
As your financial advisors, we are always researching market trends and reviewing our investment selection so that you don't need to worry about your account or investment strategy1. This is what I'm anticipating from the...
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Thoughts on the Market
No one, no matter how much research they do, can give accurate market predictions 100% of the time, but here are my thoughts. The S&P500 is already down 21.1% year-to-date (as of 6/21/22), so hopefully the worst hits have already...
Read MoreWhen bears are loud, consider this
Some gloomy headlines are coming out of Wall Street lately. Have you noticed?In recent days, I’ve read things like “Brace yourself for economic hurricanes” and “Wall Street investor survey paints a dire outlook...
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2022 Contribution Limits
Preparing for retirement just got a little more financial wiggle room. This week, the Internal Revenue Service (IRS) announced new contribution limits for 2022.Staying put for 2022 are traditional Individual Retirement Accounts (IRAs)...
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Should I save for retirement or pay off debt?
For some people, 2020 really hit hard… maybe you had to deplete your savings, take distributions from your retirement accounts that you were not planning on, or max out your credit cards just to survive...
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3 Things to consider besides interest rates before you refinance your home
With interest rates being so low, many people might be considering refinancing their home. However, there are 3 main things to consider before you take the plunge…
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What happens to my house if I’m the sole owner and I die?
If you are the sole owner of a home you may be wondering what will happen to your house after you die. Typically, your house will go to your beneficiary if you named one in your will...
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